Bank of New HampshireWe Love NH July 6, 2015 12:52 AM
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Consumer Loan Rates  

     

                                    Rates Effective June 15, 2015
All rates subject to change without notice
APR = Annual Percentage Rate 

AUTO LOANS 

Type/Year 

Down Payment 

Rate 

APR 

Term 

Monthly Payment 

2014/2015

10%

3.950%

4.470%

60 mos

$186.65

2014/2015

10%

4.950%

5.394%

72 mos

$163.25

2012

15%

4.400%

4.916%

60 mos

$189.21

2011

15%

4.750%

5.267%

60 mos

$190.85

2010

15%

4.850%

5.368%

60 mos

$191.33

2009

15%

6.450%

7.093%

48 mos

$241.24

1998-2008

15%

7.450%

8.291%

36 mos

$316.62

The APR and payment examples are based on a loan amount of $10,000. Minimum loan amount is $3,000. $65 "Lender's Single Interest" fee (LSI) and a $65 Processing Fee apply. 72 MONTHS FINANCING LIMITED TO NEW CARS ONLY - $15,000 OR HIGHER. Maximum Vehicle Mileage - 85,000 miles. .25% rate discount available with automatic payment from a BNH checking account. (Cannot be combined with any other offer).  

HOME IMPROVEMENT LOANS 
For amounts over $10,000 - see current Home Equity Rates 

Amount 

Down Payment 

Rate 

APR 

Term 

Monthly Payment 

$5,000

N/A

7.49%

8.019%

60 mos

$101.79

Minimum loan amount is $5,000. $65 Processing Fee applies. Maximum loan amount is $10,000. .25% rate discount is available with automatic payment from a BNH checking account. (Cannot be combined with any other offer).  

BOATS / MOTOR HOMES / CAMPERS 

Amount  

Down Payment 

Rate 

APR 

Term 

Monthly Payment 

New

20%

6.90%

7.103%

180 mos

$91.18

Used

20%

7.45%

7.656%

180 mos

$94.36

Model year 1995 to present. The APR and payment examples are based on a loan amount of $10,000. Minimum loan amount is $5,000.  $65 "Lender's Single Interest" fee (LSI) and a $65 Processing Fee apply. The maximum loan amount is $50,000. .25% rate discount available with automatic payment from a BNH checking account. (Cannot be combined with any other offer.)  

JET SKIS / MOTORCYCLES / SNOWMOBILES / ALL-TERRAIN VEHICLES  

Amount 

Down Payment 

Rate 

APR 

Term 

Monthly Payment 

New

20%

6.90%

8.204%

48 mos

$122.97

Used

25%

7.45%

9.151%

36 mos

$159.96

Model year 1995 to present. The APR and payment examples are based on a loan amount of $5,000. Minimum loan amount is $3,000.  $65 "Lender's Single Interest" fee (LSI) and a $65 Processing Fee apply. .25% rate discount available with automatic payment from a BNH checking account. (Cannot be combined with any other offer.)  

BOAT SLIP LOANS  

Type 

Down Payment  

  

Rate  

APR  

Term  

 Monthly Payment  

FIXED

20%

Purchase or Refinance -
no cash out
 

5.99%

6.043%

240 mos

$107.38

FIXED

25%

Refinance - cash out 

5.99%

6.043%

240 mos

$107.38

The APR and payment examples are based on a loan amount of $15,000. Minimum loan amount is $10,000. $350 Application Fee is credited towards closing costs. $65 Processing Fee applies. 

COLLATERAL LOANS  

Minimum Amount   

Rate  

APR  

 Term 

Monthly Payment 

$3,000

3.75%

4.606%

60 mos

$56.19

$8,000

4.50%

4.670%

120 mos

$83.74

Collateral Loans secured by a Certificate of Deposit (CD) or Passbook Savings Account. Maximum loan to value is 90%. The APR and payment examples are based on minimum loan amounts shown above. $65 Processing Fee applies. Rates will vary according to the term. .25% rate discount available with automatic payment from a BNH checking account. (Cannot be combined with any other offer.)  

PERSONAL LOANS  

Amount  

Rate 

APR 

 Term 

Monthly Payment 

$500 - $2,999

16.00%

24.674%

36 mos

$20.00

$3,000 - $7,500

12.00%

13.458%

36 mos

$102.32

The APR and payment examples are based on the lowest amount in each range. $65 Processing Fee applies. .25% rate discount available with automatic payment from a BNH checking account. {Cannot be combined with any other offer.}  

MISCELLANEOUS SECURITY  

Amount 

Down Payment 

Rate 

APR 

Term 

Monthly Payment 

$5,000

N/A

9.90%

10.718%

84 mos

$85.26

Minimum loan amount is $3,000. $65 "Lender's Single Interest" fee (LSI) and a $65 Processing Fee apply. Maximum loan amount is $20,000. .25% rate discount available with automatic payment from a BNH checking account. (Cannot be combined with any other offer.)  

ECO-FRIENDLY PROGRAM DETAILS

AUTO LOAN PROGRAM
Special rates available for New or Used Certified Hybrid vehicles. (i.e. Toyota Prius Hybrid, Ford Escape Hybrid, Chevy 
Silverado Hybrid). Copy of sales agreement or other documentation verifying that the vehicle being purchased is a hybrid 
vehicle will be required.

Rate reduction of .50% with monthly payments automatically deducted from a BNH checking account. (Rate reduction of
.25% will be offered without automatic payments).

HOME IMPROVEMENT LOAN PROGRAM
Special rates available for Home Improvement loans to make Energy Efficient home improvements such as: new windows,
insulation, new furnace, wood/pellet stove, or other alternate heat source. Customer will be required to provide an estimate
for Energy Efficient home improvements.

Rate reduction of .50% with monthly payments automatically deducted from a BNH checking account. (Rate reduction of
.25% will be offered without automatic payments).

Home Improvement loans available in loan amounts from $1,000 to $10,000, for loan amounts higher than $10,000, please
see Home Equity Loans.

Please note: Regular home improvements loans are still available. See rate sheet for details.

                                                                                                                                                                                                    
 Equal Housing Lender   Member FDIC