Order a copy of your credit report every year from the three credit reporting agencies and make sure all the information is correct, especially your name, address, and Social Security number. Look for indications of fraud, such as unauthorized applications, unfamiliar credit accounts, credit inquiries and defaults and delinquencies that you did not cause.
Visit https://www.annualcreditreport.com/ for more information.
Major Credit Bureaus
Trans Union 1-800-888-4213
Experian 1-888- 397-3742