Use the Equity In Your Home
Consolidate bills, make home improvements, pay tuition or take a vacation. Endless possibilities...
Use the equity in your home for a loan or line of credit*, view rates and apply online today.
Call 1.800.832.0912 to arrange an appointment.
*Subject to credit approval
*Introductory APR (Annual Percentage Rate) of 2.99% fixed for two years. After two years, the APR is variable, and will adjust to the Prime Rate of Interest published in the Wall Street Journal (Prime Rate) plus 0%, subject to a minimum APR of 4.50%(floor), and a maximum APR of 18% (ceiling). As of 8/30/2016, the Prime Rate of 3.50% plus 0% equals 3.50%, which reverts to the 4.50% APR floor. The APR will adjust monthly for the remainder of the term. The APR may vary. The draw period consists of interest only payments for 10 years, followed by a fifteen year repayment period with amortizing payments of principal and interest. Payment example based on a Home Equity Line of $15,000 for 24 months at 2.99%, the interest only payment would be $36.90, then the remaining 96 months of interest only payments at 4.5% of $55.48; the remaining 180 months, the payment would be $114.75. Payment examples do not include taxes and insurance premiums and the actual payment obligation will be greater. Maximum loan to value of 80%. No annual maintenance fee for the first year. An annual maintenance fee of $50 will apply after the first year. An Early Termination Fee applies during the first 3 years of opening the account and is equal to the waived third party fees the Bank pays on your behalf. Bank of New Hampshire checking or statement savings account is required to be eligible for this loan program. No closing costs - some restrictions may apply. Property Insurance is required. $750,000 Maximum loan amount; $10,000 Minimum loan amount. Primary and secondary homes only. Promotion subject to withdrawal without notice. Subject to credit approval. Consult your tax advisor about deductibility.