Checking Accounts

We offer a checking account for any lifestyle. 

  BNH Free Checking ECO Checking1 Prestige Checking 
Minimum Opening Deposit $50  $50  $100 
Monthly Service Fee No Fee  No Fee 

$25 if combined average balances of $25,0002 are not maintained

Combined Balance  n/a n/a  $25,000 

Charge per check processed

No Fee

$0.50 for each check processed during statement cycle

No Fee
Free BNH ATM access and access to over 55,000 surcharge free3 ATMs nationwide with the Allpoint and Presto! Networks. X All Fees Reimbursed4 

Debit Card with no monthly fee

X

Free Telebank

X
Free Online Banking
Free Mobile Banking 5
Online Bill Pay 6
Free eStatements
Free specialty checks for senior citizens 
Free Prestige Checks     
Rate reduction on a new consumer loan with BNH auto pay (Not applicable to Home Equity Loans or Lines of Credit)
Interest bearing  
Premium rates on Money Market accounts and CDs    
Free travelers and treasurers checks     
No Annual Fee Visa Credit Card 7     
Membership in Prestige Plus Travel Program (45 years and older)    
$25 Coupon for future travel through the Prestige Plus travel program    
Increased daily limit on debit cards     
Free money orders     
$15 annual credit towards Safe Deposit Box rental with BNH auto debit     X
 $250 off closing costs on a new residential mortgage     X
Free stop payments and wire transfers    
Reduced foreign currency order fee    
AARP subscription reimbursement up to $20 per year (in the year paid only) 8      X
Free notary services

 :



Minimum Opening Deposit
BNH Free Checking:



$50 
ECO Checking1:



$50 
Prestige Checking :



$100 
 :



Monthly Service Fee
BNH Free Checking:



No Fee 
ECO Checking1:



No Fee 
Prestige Checking :



$25 if combined average balances of $25,0002 are not maintained

 :



Combined Balance 
BNH Free Checking:



n/a
ECO Checking1:



n/a 
Prestige Checking :



$25,000 
 :



Charge per check processed

BNH Free Checking:



No Fee

ECO Checking1:



$0.50 for each check processed during statement cycle

Prestige Checking :



No Fee
 :



Free BNH ATM access and access to over 55,000 surcharge free3 ATMs nationwide with the Allpoint and Presto! Networks.
BNH Free Checking:



X
ECO Checking1:



Prestige Checking :



All Fees Reimbursed4 
 :



Debit Card with no monthly fee

BNH Free Checking:



X
ECO Checking1:



Prestige Checking :



 :



Free Telebank

BNH Free Checking:



X
ECO Checking1:



Prestige Checking :



 :



Free Online Banking
BNH Free Checking:



ECO Checking1:



Prestige Checking :



 :



Free Mobile Banking5
BNH Free Checking:



ECO Checking1:



Prestige Checking :



 :



Online Bill Pay6
BNH Free Checking:



ECO Checking1:



Prestige Checking :



 :



Free eStatements
BNH Free Checking:



ECO Checking1:



Prestige Checking :



 :



Free specialty checks for senior citizens 
BNH Free Checking:



ECO Checking1:



Prestige Checking :



 :



Free Prestige Checks 
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



Rate reduction on a new consumer loan with BNH auto pay (Not applicable to Home Equity Loans or Lines of Credit)
BNH Free Checking:



ECO Checking1:



Prestige Checking :



 :



Interest bearing
BNH Free Checking:



 
ECO Checking1:



Prestige Checking :



 :



Premium rates on Money Market accounts and CDs
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



Free travelers and treasurers checks 
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



No Annual Fee Visa Credit Card7 
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



Membership in Prestige Plus Travel Program (45 years and older)
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



$25 Coupon for future travel through the Prestige Plus travel program
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



Increased daily limit on debit cards 
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



Free money orders 
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



$15 annual credit towards Safe Deposit Box rental with BNH auto debit
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



X
 :



Free stop payments and wire transfers
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



Reduced foreign currency order fee
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



 :



AARP subscription reimbursement up to $20 per year (in the year paid only) 8 
BNH Free Checking:



 
ECO Checking1:



 
Prestige Checking :



X
 :



Free notary services
BNH Free Checking:



ECO Checking1:



Prestige Checking :



1 To qualify for the higher rate of interest you must have a minimum of 12 purchases using your BNH debit card posted to the account each statement cycle, you must have direct deposit, eStatements, and online banking.

2 The $25,000 combined average balances can be from checking, savings, money market, CDs, IRAs, investment or trust accounts.

3 An ATM surcharge is the fee you are charged by the ATM owner to use their ATM. A $1.00 fee is charged by BNH for each withdrawal made at a non-BNH ATM (including Allpoint and Presto! ATM's).

4 Applicable to Platinum debit card only.

5 Third party web access, data, and message rates may apply from your wireless provider.

6 Online Bill Pay is free if your bill pay service is active (at least one bill payment per month). After three consecutive months of inactivity, a monthly inactivity fee of $9 for consumers will be charged for each month your bill payment services remains inactive.

7 VISA Credit Cards are offered through Elan Financial Services. Bank of New Hampshire and Elan Financial Services are not affiliated.

8 Multi-year subscriptions will receive the $20 reimbursement in the year paid only.