Consumer Deposit Rates

Interest Checking, Money Market and Savings Accounts*

Rates effective April 1, 2017

All rates subject to change without notice.

Interest is compounded monthly.

Account  Minimum Daily Balance Required to Earn APY  Annual Percentage Yield (APY)  Interest Rate 

ECO Checking**

($50 minimum to open)

$0 - $25,000

$25,000.01

0.15%

0.15% - 0.10%

0.15%

0.05%

Prestige Checking

($100 minimum to open)

$1,000 0.08% 0.08%

Prestige Money Market

($1,000 minimum to open)

$1,000

$25,000

$50,000

$100,000

$250,000

0.08%

0.10%

0.15%

0.15%

0.15%

0.08%

0.10%

0.15%

0.15%

0.15%

Premier Money Market

($1,000 minimum to open)

$1,000

$25,000

$50,000

$100,000

$250,000

0.03%

0.05%

0.10%

0.10%

0.10%

0.03%

0.05%

0.10%

0.10%

0.10%

Savings

($100 minimum to open)

Personal

$0 0.03% 0.03% 

Fees could reduce earnings on these accounts. *The rate may change after the account is opened. **Balances of $25,000 or less earn interest of 0.15%, and an APY (Annual Percentage Yield) of 0.15%; Balances exceeding $25,000 earn interest of .05%, and an APY ranging from 0.15% to .10%. To earn the stated APYs, a minimum of 12 purchases using your BNH debit card must be posted to the account each statement cycle and you must have direct deposit, eStatements and online banking. If account requirements are not met for a statement cycle, the account will earn .05% APY. Limit of one ECO CHECKING account per household. Personal accounts only.

Certificates of Deposit

Including Individual Retirement Accounts (IRA)

Account Term  Minimum Daily Balance Required to Earn APY  Annual Percentage Yield (APY)  Interest Rate  Prestige Annual Percentage Yield (APY)***  Prestige Interest Rate*** 
6 Months $500  0.10% 0.10%  0.15% 

0.15% 

1 Year $500  0.20%  0.20%  0.25%  0.25% 
2 Years $500  0.35%  0.35%  0.40%  0.40% 
3 Years $500  0.50%  0.50%  0.55%  0.55% 
4 Years  $500  0.75%  0.75%  0.80%  0.80% 
5 Years  $500  1.00%  1.00%  1.06%  1.05% 

Early withdrawal penalties may be imposed. Fees may reduce earnings on IRA Certificate of Deposits. ***Prestige Annual Percent Yields and Interest Rates apply to Certificates of Deposit if account owner is also a Prestige Checking Account Holder.

Variable Rate IRA

Account  Account Term  Minimum Daily Balance Required to Earn APY  Annual Percentage Yield (APY)  Interest Rate 
Variable Rate IRA  N/A  $100  0.10%  0.10% 

The rate may change after the account is opened. Fees may reduce earnings on these accounts.