Consumer Deposit Rates
Interest Checking, Money Market and Savings Accounts*
Rates effective April 1, 2020
All rates subject to change without notice.
Interest is compounded monthly.
| Account | Minimum Daily Balance Required to Earn APY | Annual Percentage Yield (APY) | Interest Rate |
|
Prestige Checking ($100 minimum to open) |
$1,000 | 0.05% | 0.05% |
|
Prestige Money Market ($1,000 minimum to open) |
$1,000 $25,000 $50,000 $100,000 $250,000 |
0.01% 0.01% 0.01% 0.05% 0.05% |
0.01% 0.01% 0.01% 0.05% 0.05% |
|
Premier Money Market ($1,000 minimum to open) |
$1,000 $25,000 $50,000 $100,000 $250,000 |
0.01% 0.01% 0.01% 0.05% 0.05% |
0.01% 0.01% 0.01% 0.05% 0.05% |
|
Savings ($100 minimum to open) Personal |
$0 | 0.01% | 0.01% |
Fees could reduce earnings on these accounts. *The rate may change after the account is opened.
Certificates of Deposit
Including Individual Retirement Accounts (IRA)
| Account Term | Minimum Daily Balance Required to Earn APY | Annual Percentage Yield (APY) | Interest Rate | Prestige Annual Percentage Yield (APY)*** | Prestige Interest Rate*** |
| 6 Months | $500 | 0.10% | 0.10% | 0.15% |
0.15% |
| 1 Year | $500 | 0.15% | 0.15% | 0.20% | 0.20% |
| 2 Years | $500 | 0.20% | 0.20% | 0.25% | 0.25% |
| 3 Years | $500 | 0.25% | 0.25% | 0.30% | 0.30% |
| 4 Years | $500 | 0.30% | 0.30% | 0.35% | 0.35% |
| 5 Years | $500 | 0.35% | 0.35% | 0.40% | 0.40% |
Early withdrawal penalties may be imposed. Fees may reduce earnings on IRA Certificate of Deposits. ***Prestige Annual Percent Yields and Interest Rates apply to Certificates of Deposit if account owner is also a Prestige Checking Account Holder.
Variable Rate IRA
| Account | Account Term | Minimum Daily Balance Required to Earn APY | Annual Percentage Yield (APY) | Interest Rate |
| Variable Rate IRA | N/A | $100 | 0.03% | 0.03% |
The rate may change after the account is opened. Fees may reduce earnings on these accounts.
Member FDIC 