Auto Loans
Rates effective January 14, 2021
All rates and terms are subject to change without notice
APR = Annual Percentage Rate
All credit applications subject to credit approval
| Type/Year | Down Payment | Rate | APR | Term | Monthly Payment |
| 2021/2020 | 10% | 4.075% | 4.078% | 60 mos | $187.26 |
| 2021/2020 | 10% | 5.075% | 5.078% | 72 mos | $163.88 |
| 2019 | 15% | 4.525% | 4.528% | 60 mos | $189.37 |
| 2018 | 15% | 4.875% | 4.878% | 60 mos | $191.02 |
| 2017 | 15% | 4.975% | 4.978% | 60 mos | $191.49 |
| 2016 | 15% | 6.575% | 6.580% | 48 mos | $241.32 |
| 2005-2015 | 15% | 7.575% | 7.582% | 36 mos | $316.56 |
The APR and payment examples are based on a loan amount of $10,000. Minimum loan amount is $3,000. $65 "Lender's Single Interest" fee (LSI) and a $65 Processing Fee apply. 72 MONTHS FINANCING LIMITED TO NEW CARS ONLY - $15,000 OR HIGHER. Maximum Vehicle Mileage - 85,000 miles. .25% rate discount available with automatic payment from a BNH checking account. (cannot be combined with any other offer).
Eco-Friendly Auto Loan Program
Special rates available for New or Used Certified Hybrid vehicles. (i.e. Toyota Prius Hybrid, Ford Escape Hybrid, Chevy Silverado Hybrid). Copy of sales agreement or other documentation verifying that the vehicle being purchased is a hybrid vehicle will be required.
Rate reduction of .50% with monthly payments automatically deducted from a BNH checking account. (Rate reduction of .25% will be offered without automatic payments).